Innovating and disrupting UK consumer finance
At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit.
We provide nearly 5 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience. Our in-house, highly scalable digital platform alongside our proprietary credit decisioning capability unlocks our competitive advantage.
Our broad credit product offering enables instalment finance, BNPL, 0% finance and carded and digital revolving credit. We operate multiple direct-to-consumer products and a range of credit solutions with some of the UK’s most loved brands.
Our underwriting capability and experience allow us to responsibly say yes to more UK customers making us a merchant partner of choice. We partner to harness the power of data to drive commerce across the UK, creating value at scale.
Moving people forward
NewDay in numbersCreating value at scale
customer data points and insights
customer spend through our products
gross receivables (29% year-on-year growth)
monthly app logins2
active customers registered for eServicing
customers with improved credit scores3
customers we responsibly said 'yes' to in 2022
credit card ABS issuer in the UK4
years of underwriting history
share of UK credit card receivables5
112 months to 31 December 2022
2Average over the 12 months to 31 December 2022
312 months to 31 December 2022
5Total receivables as proportion of BoE reported credit card receivables at 31 December 2022